There is a lot of debate about whether mutual funds are an idea from the past. Many people have written book saying that the idea is obsolete and that savvy investors should stay clear of the same. The reasons that they give for the same are many. However two reasons stand out which make theRead more..

Like in all asset classes, there has been a tremendous innovation in mutual funds. There are hundreds of types of mutual funds available in the market. In fact, the idea of a mutual fund was itself financial innovation and looks like innovators have refused to stop the buck.Mutual funds can be classRead more..

The objective of every investor is to maximize the amount of post-tax income available to him/her. It is important to understand the tax implications of mutual funds before one decides to invest in them. The taxation of mutual funds is a little complicated and detailed. Municipal Funds Are Not TaxabRead more..

It is not only important to understand each asset class in itself, it is equally important to understand the difference between different asset classes. To make an informed choice, an investor is expected to know the relative pros and cons of the investments. One should understand how mutual funds aRead more..

Mutual funds are chosen by investors as they tend to be less risky than other types of investments. A mutual fund’s performance can be calculated by the calculation of its Net Asset Value (NAV), by its yield and the Total Return.The NAV is the amount that one share of the company’s stock is worth, wRead more..

An investor should first decide the financial goals, if any, and then proceed further. In case, an investment is to be made for a short period of time, the best option will be a liquid fund. A liquid fund with a high 'AUM' and one which gives good service in terms of redemption on the phone or net sRead more..

There are two basic types of mutual funds open-ended and closed-end. The important points of parity and difference between these two are as follows:Collect Money: Open-ended funds collect money from investors on an on-going basis. This means that whenever a new investor is willing to invest in a funRead more..

The market is not short of critics of mutual fund industry. As an informed investor, it is essential that you know both sides of the coin before you make a decision on whether mutual funds are right for you or not. A fund's level of risk is decided by the kind of investments a fund chooses. Some mutRead more..

The buzzword in the mutual fund industry has always been the “Net Asset Value” (NAV). It is the single best measure to evaluate any mutual fund. However, understanding what an NAV is maybe a little bit complicated for an average investor. This article tries to explain the same:What Is NAV?NAV is theRead more..