NEW YORK, February 1 (FinanceEnquiry.com) - Standard & Poor’s Rating Services' rated US  finance companies should continue to improve their financial performance at a slow-but-steady pace this year like it did in 2011 by avoiding some key risks, as published in an S&P’s article titled "For U.S. Finance Companies, Regulatory And Economic Uncertainties Muddy The Growth Forecast".

In a research note published today, analyst Adom Rosengarten mentions that US finance companies are poised with various key risks in 2012, which include effect from new consumer protection regulations and potential of European Economic and Monetary Union crisis or double-dip recession in the US that could impact the funding and lending conditions.
 
The new regulations from the Consumer Protection Bureau could impact the way finance companies operate, elevate costs related to regulation or make it impossible for certain finance companies to continue to operate profitably in the worst case. Due to contagion risk of Eurozone crisis, challenging funding conditions could be raised for US finance companies similar to 2008 and 2009 credit crisis. While a double dip recession could mount pressure on already stressed consumers, trigger a spike in credit costs and impact lending conditions for finance companies.